Strategic Alliance Real Estate Investing
The Wall Street Journal noted recently that loans to consumers with low FICO credit scores reached the highest level since the start of the financial crisis, driven by a boom in car lending and a new crop of companies extending credit. These are, by definition, sub-prime loans. Equifax defines subprime borrowers as those with FICO …
Many borrowers whose incomes come from commissions or from being self-employed have a more difficult time qualifying for a traditional home loan. Many self-employed feel they are treated as if they wear a scarlet letter when it comes to applying for a loan. Now when applying for a loan on a primary residence, a second …
Invest in multifamily real estate through a self-directed IRA. According to Kiplinger, “Stocks, bonds and mutual funds are the usual way most people invest their IRAs, but there are alternatives. For investors who would rather walk their own path, a self-directed route is one way to go.” “Self-directed IRAs allow individuals to invest in non-traditional or …
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Have you heard about buying a San Antonio house “Subject To?” Someday, we may see interest rates rise. When that happens, it will be useful to have an arrow in the quiver called “buying subject to.” In today’s economy with low interest rates, homebuyers tend to avoid subject to transactions. However, interest rates aren’t the only …
A general contractor or GC handles most medium and large construction jobs in San Antonio. The general contractor goes under several names: a builder, building contractor, remodeling contractor, etc. What makes him a general contractor? He enters into a contract with the owner to complete a project and takes full responsibility to get the job …
Are you tired of investing in the dark sleep of Wall Street with all of your retirement savings? Yields are low. You are forced to go after capital appreciation in an overvalued market balloon. Did you know you can invest your retirement funds in some alternative ways that don’t include the stock market? You can …
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100 percent loan to value financing on new construction or fix and flips exists. You need a private investor who loans all the money for the purchase of the property and the improvements. It allows you to have none of your money in the deal. The kind of investor who loans all the money wants …
There are 10 steps to take after a fire. According to KENS 5, “A house fire early Wednesday on the South Side of San Antonio displaced a family of six, authorities said. “Firefighters responded to the blaze at about 2:40 a.m. in the 200 block of Hawthorne. All members of the family living at the …
Imagine owning an asset with substantial appreciation that you can’t sell because of the capital gains taxes you would pay. Welcome to Opportunity Zones – Urban Renewal for America. Opportunity Zones created in the 2017 tax overhaul to spur economic development in low-income neighborhoods while offering investors potentially large tax breaks. The program has not …
Investopedia says the average 20-year returns in the commercial real estate slightly outperform the S&P 500 Index, running at around 9.5%. Residential and diversified real estate investments do a bit better, averaging 10.6%. Real estate investment trusts (REITS) perform best, with an average annual return of 11.8%. Many people who traditionally invested in real estate often do not …